Habit Credit

A willpower bank

Good habits earn credit. Treats spend it.

Keep a habit and points go into your balance. Spend them on the things you enjoy, at prices you set. On Sunday the week is checked against the goal you chose.

Start gameSee how it works

  1. Keep a habit

    A morning run adds 4 to your balance and 4 to this week.

    Balance 18 → 22 · This week 0 → 4

  2. Buy a treat

    Chocolate cake costs 4. The balance drops, this week’s progress stays.

    Balance 30 → 26 · This week 12 → 12

  3. Sunday settles

    The week is checked against your goal. Any shortfall is charged once, at your rate.

    Earned 18 of 16 · Charge 0

One ledger

Log it on the web. Or just tell your assistant.

Habit Credit connects to ChatGPT and Claude. Say what you did and it is written to the same history the web app shows, with the same balance and the same goal.

Your assistant

I ran 5k this morning

Logged Morning run for 4 points. Your balance is 22 and you need 12 more this week.

Can I have the cake tonight?

Chocolate cake costs 4. You would still have 18.

Same balance. Same week.

Your prices

You decide what effort is worth.

HabitsEARN

  • Morning run+4
  • Long walk+4
  • Wrote 500 words+2
  • Read ten pages+2

TreatsSPEND

  • Chocolate cake−4
  • Late show−3
  • Takeaway−6
  • Lie in−2

Connect

Connect it to ChatGPT or Claude.

Connect through MCP to log habits and check your balance in chat.

Connect ChatGPT or Claude · See tool details

Your balance is waiting.

Sign in with your email. The first code creates your account. Questions? Write to hello@habitcredit.app.

Start game